New Hampshire Foreclosure Laws

The non judicial process is the most common and is used when the mortgage has a power of sale clause.

If the mortgage does not contain a power of sale clause, the lender does a strict foreclosure, similar to other New England states. To accomplish this, the lender must first gain possession of the property.

Deficiency: No deficiency allowed with a non judicial foreclosure

Redemption: There is no right of redemption under a non judicial foreclosure