Senior Researcher at the Center for Responsible Lending
Carolina Reid joined the Center for Responsible Lending in August 2011 as a senior researcher working out of the Center’s California office. Before coming to CRL, Carolina served as the Research Manager for the Community Development Department at the Federal Reserve Bank of San Francisco. At the Fed, published a substantial number of journal articles, working papers, and policy reports on the Community Reinvestment Act, the foreclosure crisis and access to credit, the role of anti-predatory lending laws and preemption on consumer protection, concentrated poverty, and community development. She also helped build the capacity of local stakeholders–including banks, nonprofits, and local governments–to undertake community development activities, especially in the areas of affordable housing, early childhood education, asset building, and neighborhood revitalization.